PEDIATRICS Vol. 77 No. 5 May 1986, pp. 687-691
This Article
Right arrow Full Text (PDF)
Right arrow Alert me when this article is cited
Right arrow Alert me when eLetters are posted
Right arrow Alert me if a correction is posted
Services
Right arrow E-mail this article to a friend
Right arrow Similar articles in this journal
Right arrow Similar articles in PubMed
Right arrow Alert me to new issues of the journal
Right arrow Add to My File Cabinet
Right arrow Download to citation manager
Right arrowRequest Permissions
Citing Articles
Right arrow Citing Articles via HighWire
Right arrow Citing Articles via CrossRef
Right arrow Citing Articles via Google Scholar
Google Scholar
Right arrow Articles by Truesdell, S. C.
Right arrow Articles by Lauer, R. M.
Right arrow Search for Related Content
PubMed
Right arrow PubMed Citation
Right arrow Articles by Truesdell, S. C.
Right arrow Articles by Lauer, R. M.
Social Bookmarking
Add to CiteULike   Add to Connotea   Add to Del.icio.us   Add to Digg   Add to Facebook   Add to Reddit   Add to Technorati   Add to Twitter  
What's this?

Life Insurance for Children With Cardiovascular Disease

Susie C. Truesdell PA-C1, David J. Skorton MD1, and Ronald M. Lauer MD1

1 From the Department of Pediatrics, Division of Pediatric Cardiology, and Department of Internal Medicine, Division of Cardiology, University of Iowa Hospitals and Clinics, Iowa City

To determine the life insurability of young people with cardiovascular disease, we sent questionnaires to 99 life insurance companies concerning 18 congenital defects, rheumatic heart disease, and four dysrhythmias. We received 50 responses (50%) from companies whose sales make up 41% of the life insurance market. The concensus of insurability for the defects listed was: standard rates—mild pulmonic stenosis, rheumatic fever without carditis, mitral valve prolapse without regugitation, and the following postoperative lesions: patent ductus arteriosus, atrial septal defect, pulmonic stenosis, ventricular septal defect; uninsurable—most unoperated lesions, postoperative lesions with complex dysrrhythmias, severe aortic insufficiency, idiopathic hypertrophic subaortic stenosis, Ebstein's anomaly, truncus arteriosus, tricuspid atresia; insurable at increased rates—most other defects, including dextrotransposition of the great vessels, postoperative aortic stenosis, mild aortic insufficiency, postoperative coarctation of aorta, postoperative tetralogy of Fallot, and small ventricular septal defect. We conclude that life insurance is available to many children with cardiovascular disease, including most postoperative patients. Whether the increased rates requested for some defects are prohibitive is a matter to be decided by each family.

Key Words: life insurance • cardiovascular disease

Submitted on February 13, 1985
Accepted on July 9, 1985


Add to CiteULike CiteULike   Add to Connotea Connotea   Add to Del.icio.us Del.icio.us   Add to Digg Digg   Add to Facebook Facebook   Add to Reddit Reddit   Add to Technorati Technorati   Add to Twitter Twitter    What's this?


This article has been cited by other articles:


Home page
 Eur. J. Cardiothorac. Surg.Home page
D.S. Crossland, S.P. Jackson, R. Lyall, J.R.L. Hamilton, A. Hasan, J. Burn, and J.J. O'Sullivan
Life insurance and mortgage application in adults with congenital heart disease
Eur. J. Cardiothorac. Surg., June 1, 2004; 25(6): 931 - 934.
[Abstract] [Full Text] [PDF]

Home page
 J Am Coll CardiolHome page
D. J. Skorton, A. Garson Jr., J. M. Fox, S. C. Truesdell, G. D. Webb, and R. G. Williams
Task Force 5: adults with congenital heart disease: access to care
J. Am. Coll. Cardiol., April 1, 2001; 37(5): 1193 - 1198.
[Full Text] [PDF]

Home page
 CLIN PEDIATRHome page
M. A. Bailey and P. Rosenthal
Insurability of Pediatric Gastrointestinal Disorders
Clinical Pediatrics, February 1, 1989; 28(2): 60 - 63.
[Abstract] [PDF]